Finance made clear
Based in Clear Island Waters on the Gold Coast, Clear Island Finance helps buyers, homeowners and investors make informed property finance decisions with clear, straightforward advice.
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Clear advice for every stage of property ownership
Clear Island Finance is a mortgage and finance brokerage based in Clear Island Waters on the Gold Coast, providing clear advice to buyers, homeowners, and investors at every stage of property ownership. As a member of the Mortgage & Finance Association of Australia (MFAA), with access to an extensive panel of Australian lenders, all advice is guided by Best Interests Duty and responsible lending principles. We focus on clear communication, tailored lending solutions, and long-term client relationships—so you can make informed decisions as your property needs evolve.
Your next step,
made clearer
Whether you’re buying, refinancing, or planning your next move, clear advice starts with a simple conversation about your goals and circumstances.
Our services
Clear Island Finance provides a full range of mortgage and finance services for buyers, homeowners, investors, and business owners. Based in Clear Island Waters on the Gold Coast, each solution is tailored to your circumstances and delivered with clear communication, responsible lending principles, and a focus on long-term outcomes.
First home buyer
Buying your first home can feel overwhelming without the right guidance. Clear Island Finance supports first home buyers with clear explanations, tailored loan options, and advice aligned with responsible lending requirements. From understanding deposits and government incentives to securing lender approval, the focus is on helping you buy with confidence.
Next home buyer
Whether you’re upsizing, downsizing, or relocating, your next home loan needs to reflect your changing circumstances. Clear Island Finance helps next home buyers assess borrowing capacity, manage equity, and structure finance that supports the next stage of property ownership without unnecessary complexity.
Refinancing
Refinancing can help reduce repayments, improve loan features, or unlock equity for future plans. Clear Island Finance reviews your current loan, compares options across a panel of Australian lenders, and provides clear advice on whether refinancing is the right move for your situation.
Investment loans
Property investment requires lending strategies that support long-term goals. Clear Island Finance provides investment loan advice focused on structure, cash flow, and borrowing efficiency—helping investors make informed decisions while ensuring all lending remains sustainable.
Construction loans
Building a home comes with unique financing requirements. Clear Island Finance assists with construction loans by explaining progress payments, lender conditions, and approval processes, ensuring your finance aligns with your build timeline and budget from start to completion.
Commercial loans
For business owners purchasing or refinancing commercial property, Clear Island Finance delivers structured commercial lending advice. With access to a range of Australian lenders, solutions are tailored to your business needs, cash flow, and long-term objectives.
Personal loans
Personal loans can be used for a variety of purposes, from consolidating debt to funding major purchases. Clear Island Finance helps you compare options, understand repayments, and select a personal loan that fits your financial position and goals.
Asset finance
Asset finance supports the purchase of vehicles, equipment, and business assets without tying up working capital. Clear Island Finance sources competitive asset finance solutions, helping individuals and businesses secure flexible, fit-for-purpose funding.
SMSF lending
SMSF lending allows eligible self-managed super funds to invest in property under strict lending rules. Clear Island Finance provides clear guidance on SMSF loan structures, lender requirements, and compliance considerations, working alongside your accountant or adviser where required.
Why Clear Island Finance
Because good lending advice should be easy to understand and genuinely in your best interests. Clear Island Finance focuses on clear communication, responsible lending, and building long-term relationships—so you’re supported not just now, but as your needs change over time.
Clear advice, from someone who understands the local market.
Being based in Clear Island Waters means I understand the local property market and the people in it. I started Clear Island Finance to give clear, honest advice that’s easy to understand and genuinely in each client’s best interests. Every situation is different, so I take the time to explain options properly and structure lending solutions that make sense now and into the future.
Michael Reed | Founder & Director
Proudly serving Clear Island Waters and beyond
Based in Clear Island Waters, Clear Island Finance supports clients across the Gold Coast and Australia-wide.
Clear Island Waters
Mermaid Beach
Mermaid Waters
Broadbeach
Broadbeach Waters
Miami
Nobby Beach
Burleigh Waters
Burleigh Heads
Varsity Lakes
Robina
Palm Beach
Surfers Paradise
Benowa
Carrara
Southport
Ashmore
Bundall
Main Beach
Tugun
Moranbah
Dysart
Emerald
Mackay
Airlie Beach